Diva MulticareHome › How to Pay for Home Care in NY
Medicaid approval can take time, and your loved one may need help now. Here are the common ways families pay for care.
Tell us a little and our team will call you to talk through your care needs. No obligation.
You pay the agency directly. Because there is no insurer authorization step, care can often start within days, and you choose the hours. Learn more about private pay home care.
Some plans cover certain home care services, usually when a clinician orders them. What is covered, and for how long, depends on your specific plan. Ask your insurer, or have us check with you on our insurance page.
Programs have their own eligibility rules and approval steps, and hours are set by the program. Medicare generally covers limited, short-term home health tied to a medical need, not ongoing daily help. Confirm details with the program directly.
A common approach is to start with private pay hours right away, then add insurance or program hours once they are approved, or keep private hours for nights and weekends.
If care is needed because of a work injury, Workers Compensation or NYSIF may apply. We accept both.
Many families use private pay to start care right away and add program hours later. Call us to talk through your situation.
Medicare generally covers limited home health tied to a medical need. It typically does not cover ongoing daily personal care. Confirm with Medicare or your plan.
It depends on the service, hours and schedule. Call 718-775-6346 for current rates.
Call our office and speak with a person, not a phone tree.